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NOTICE OF DEFAULT AND FORECLOSURE SALE WHEREAS, on 01/10/2008, a certain Mortgage was executed by EMIL O. ZIMMER and DONNA L. ZIMMER as Mortgagors, in favor of WELLS FARGO BANK, N.A., MORTGAGEE as Mortgagee, and was recorded on 02/19/2008, as Document Number 2008 011754, in the Office the Recorder of Deeds, Lake County, Indiana and WHEREAS, the Mortgage was insured by the UNITED STATES SECRETARY OF HOUSING AND URBAN DEVELOPMENT (the SECRETARY) pursuant to the National Housing Act for the purpose of providing single family housing; and WHEREAS, the Mortgage is now owned by the SECRETARY, pursuant to an Assignment of Mortgage dated 12/16/2020, and recorded on 12/21/2020, as Document Number 2020-094563, in the Office of the Lake County Recorder of Deeds, Indiana and a default exists; and WHEREAS, a default has been made in the covenants and conditions of the Mortgage in that the payment due on 09/24/2022 was not made and remains wholly unpaid as of the date of this notice, and no payment has been made sufficient to restore the loan to currency; and WHEREAS, by virtue of this default, the SECRETARY has declared the entire amount of this indebtedness secured by the Mortgage to be immediately due and payable; NOW THEREFORE, pursuant to the powers vested in me by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR Part 27, subpart B, and by the SECRETARY'S designation of me as Foreclosure Commissioner, dated September 15, 2016, notice is hereby given that on 03/15/2023 at 10:30 AM local time, all real and personal property at or used in connection with the following described premises located at ("Property"), will be sold at public auction to the highest bidder. P.I.N.: 45-07-31-203-002.000-027 PROPERTY ADDRESS: 1229 TUCKAHOE PLACE 1B, MUNSTER, IN 46321 LEGAL DESCRIPTION: APARTMENT UNIT 1-B, 1229 TUCKAHOE PLACE, IN EVANGELINE CONDOMINIUM, A HORIZONTAL PROPERTY REGIME AS CREATED BY DECLARATION OF CONDOMINIUM RECORDED JULY 30, 1980 AS DOCUMENT NO. 592615 IN THE OFFICE OF THE RECORDER OF LAKE COUNTY, INDIANA, TOGETHER WITH AN UNDIVIDED INTEREST IN THE COMMON AREAS THEREOF The Sale will be held at Outside the main entrance of Lake County Government Center 2293 N. Main St., Crown Point, IN 46307. THE SECRETARY OF HOUSING AND URBAN DEVELOPMENT will bid $138,357.94. There will be no proration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before closing, his prorata share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale. The successful bidder, except the SECRETARY, must submit a deposit totaling at least 10% of the bid in the form of a certified check or cashier's check made out to the SECRETARY OF HUD at the close of bidding. The deposit is non-refundable. The remainder of the purchase price must be delivered within thirty (30) days of the Sale or at such other time as the SECRETARY may determine for good cause shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form of a certified check or cashier's check made payable to the SECRETARY OF HUD. If the SECRETARY is the high bidder, he need not pay the bid amount in cash. The successful bidder will pay all conveyancing fees, all real estate taxes and other taxes that are due on or after the date of sale and all other transfer taxes and State, County and Municipal costs associated with the transfer of title. There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase price in accordance with the terms of the sale as provided herein. HUD does not guarantee that the property will be vacant. IRA T. NEVEL Foreclosure Commissioner for the United States Department of Housing and Urban Development 175 North Franklin, Suite 201 Chicago, Illinois 60606 (312) 357-1125 2/7, 2/14, 2/21/2023 7375013

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