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NOTICE OF DEFAULT AND ELECTION TO SELL UNDER DEED OF TRUST TS#AK2300288568 This NOTICE OF DEFAULT AND ELECTION TO SELL is given by First American Title Insurance Company, as Successor Trustee under that certain Deed of Trust executed by CARL A ZARUBA A MARRIED PERSON, AND JOANNE M ZARUBA as Trustor(s), to ALASKA ESCROW AND TITLE INSURANCE AGENCY INC, Trustee, in favor of ALPHA DIVERSIFIED LLC, as Beneficiary, dated 12/01/2016, and recorded 12/02/2016 as Instrument No. 2016-005955-0 in the JUNEAU Recording District, State of Alaska. The beneficial interest was assigned to DOUGLAS J TRUCANO and recorded 06/24/2021 as Instrument No. 2021-003911-0. The record owner of the property is purported to be CARL A ZARUBA A MARRIED PERSON AND JOANNE M ZARUBA. Said Deed of Trust encumbers real property situated in said Recording District, described as follows: Legal Description: LOT 4, BLOCK "C" NORTHWEST ADDITION TO MENDENHAVEN, UNIT ONE ACCORDING TO PLAT 638, JUNEAU RECORDING DISTRICT, FIRST JUDICIAL DISCTRICT, STATE OF ALASKA Commonly known as: 8212 POPLAR AVENUE, JUNEAU, AK 99801 A breach of, and default in, the obligation for which said Deed of Trust is security has occurred in that the payment has not been made of THE UNPAID PRINCIPAL BALANCE OF 25,689.98 PLUS ACCRUED INTEREST AT 10.00% WHICH BECAME ALL DUE AND PAYABLE ON 4/1/2022, PLUS SUBSEQUENT DELINQUENCIES; ANY ADVANCES MADE BY THE BENEFICIARY PLUS INTEREST THEREON FROM THE DATES MADE; ATTORNEYS' FEES PLUS INTEREST, PLUS SUBSEQUENT ATTORNEYS' FEES WHICH MAY BECOME DUE AND PAYABLE; NOTHING IN THIS NOTICE OF DEFAULT SHOULD BE CONSTRUED AS A WAIVER OF ANY FEES OWING TO THE BENEFICIARY UNDER THE TERMS OF THE SUBJECT LOAN DOCUMENTS. By reason thereof, and under the terms of the Note and Deed of Trust, the Beneficiary has declared all sums so secured to be immediately due and payable, together with any Trustee fees, attorney fees, costs and advances made to protect the security associated with this foreclosure. The amount due and owing by Trustor(s) to the Assignee of the Beneficiary as of 05/11/2023 is $32,322.06, which includes $25,689.98, in principle, $3,252.01 in interest from 03/01/2022, $1,017.80 in late charges, $2300.00 for a Trustee’s Fee, $47.25 recording costs, and $40.02 mailing fees. This balance will continue to accrue interest after 05/11/2023 at a rate in accordance with the Note until the time of sale. Other charges, as allowed under the loan documents may also accrue until the time of sale. If the default has arisen by failure to make payments required by the trust deed, the default may be cured and foreclosure sale terminated if (1) at any time before the sale date stated herein or a date to which the sale is postponed, payment is made of the sum then in default, other than the principal that would not then be due if default had not occurred, plus attorney and other foreclosure fees and costs actually incurred by the beneficiary and trustee due to the default is made and (2) if the Trustee does not elect to refuse payment and proceed with the sale when the recording of a Notice of Default and a reinstatement have occurred two or more times previously under the same deed of trust described above. To determine the current amount required to be paid to cure the default and reinstate the payment terms of the Promissory Note, you may call 866-429-5179 or send an e-mail to [email protected]. The Trustee has complied with the bond requirements set forth in AS34.20.125(a). NOTICE IS HEREBY GIVEN that pursuant to demand of the Beneficiary, the Trustee hereby elects to sell the above described real property to satisfy the obligation, together with all accrued interest and all costs and expenses, at public auction, for cash or certified or cashier’s check, to the highest and best bidder, on 08/23/2023 at 10:00AM at Inside the main entrance (past security) of the 4th Street Entrance to the Juneau Courthouse, located at 123 W. 4th St, Juneau, AK 99801. Beneficiary will have the right to make an offset bid at sale without cash. Said sale will be made without covenant or warrant, express or implied, regarding title, possession, or encumbrances. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. Dated: 05/15/2023 First American Title Insurance Company 4795 Regent Blvd, Mail Code 1011-F Irving, TX 75063 Aida Chehati Authorized Signatory NPP0435416 To: JUNEAU EMPIRE Pub: 07/08/2023, 07/15/2023, 07/22/2023, 07/29/2023 980047

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